Frequently Asked Questions

Below are some of the most common questions we receive. If you don’t find what you’re looking for, just get in touch and we will respond as quickly as possible.

A merchant advance from Jet Capital is a quick, convenient and low-hassle solution to get working capital to address your immediate business needs.

As a merchant, you sell a small portion of your future sales to Jet Capital at a discount to get access to the funds now.

We make it easy for you. Your payments are automatically deducted every day, based on the amount of your advance and sales revenue, through fixed ACH debits from your bank account.

As opposed to many traditional lenders, Jet Capital understands the challenges faced by small businesses, so we’ve developed leading-edge technologies and processes that allow us to dig deeper and make decisions based on your business track record – not just the business owner’s credit score.

You can apply online for no cost or obligation in minutes, by answering a few simple questions.

Upon conditional approval, you’ll need to upload copies of recent bank statements, proof of ownership, and a few other documents, depending on the product and your specific situation.

We make it easy via our secure application portal so you can get access to your funds as soon as the same business day.*

Apply online in minutes by answering a few questions. In most cases, you’ll get an initial decision in less than a minute.

After providing us with a few documents to verify your information, depending on the product you could get funds deposited to your bank account as soon as the same business day.*

You can qualify for a merchant advance from Jet Capital between $2,500 and $100,000, depending on your unique business situation.

Absolutely! We want to partner with you to take your business to new heights. After establishing a good payment history, you may be eligible for larger advances at a lower cost, and you’ll get your funds even faster!

Minimum annual revenue requirements will vary depending on the advance amount, product and other factors in your application. Our minimum advance is $2,500 up to a maximum of $100,000. Our minimum annual revenue required is $60,000, depending on the product. For additional information by product click here.

The Boost MCA was developed by Jet Capital for newer small businesses seeking up to $5,000 in same day working capital. If you’ve been in business 3 months and have average monthly revenues of $5,000 or more, you could get up to $5,000 as soon as today!* To learn more, click here.

Jet Capital introduced the Pre-Fund Program for its core merchant advance product to get well-qualified small businesses 20% of their initially approved advance amount (up to $10,000) as soon as TODAY*, and the balance of the final approved advance amount (up to $90,000) as soon as the next business day.* If you’ve been in business 24 months or longer, and have average monthly revenues of $10,000 or more, you could qualify. To learn more, click here.

Jet Capital requires a minimum of 3 months. In most cases, our clients’ businesses will have been operating for at least a year; however, requirements vary based on product and other factors in your application.

*Same day funding up to $5,000 is available for Boost MCA customers, and for well-qualified customers, 20% of conditionally approved advance amount (Net Deposit) up to $10,000 is available through the Pre-Fund Program. Click here for an overview. For Boost MCA and Pre-Fund Program customers, assumes same-day application, initial approval, submission and verification of certain underwriting documentation and Jet Capital initiation of wire transfer before 5 p.m. Eastern Time, which, subject to your financial institution’s processing policies, could be available the same business banking day. For Core MCA customers, upon receipt of additional underwriting documents and final approval, Jet Capital initiates a wire transfer for the final approved amount (Net Deposit) less any advance received in the Pre-Fund Program, which could be available as early as the following business banking day.

Get Jet Capital Updates by email